This deal is only for those who are very disciplined in tracking finances and paying off loans. If you do not fall in this category, please proceed at your own risk.
Citibank is offering a free loan to you for 12 months via a 0% APR balance transfer offer on two of its cards – Premier Pass and Diamond Preferred. On top of it, there is no balance transfer fee if you “borrow” at the time of the application.
Link to Diamond Preferred application
Link to Premier Pass application
When you go to the application page, please click the Terms & Conditions link (see the top left section of the form) and carefully review all fee, payment and interest rate related information. This can change any time, so please ensure you read & understand your obligations before signing up.
One last warning – do not deploy this money in the stock markets. Remember, you need to repay within 12 months, with partial payments starting almost immediately, and there is no guarantee that the markets will go up.
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