This is serious money. Apply for the Gold Business Card from American Express, get 5,000 points on signup and another 20,000 when you spend $1,000 by October 31. Also, there is no annual fee for the first year, so you save another $125.
What does this get you? 25,000 points, when transferred to any US airline's frequent flyer program, gets you a roundtrip ticket to anywhere in the continental US. Given that getting these tickets has become increasingly difficult, you can also use these points and get gift cards for various retailers (see the Amex website for details) for about $250.
But what do I do if I don't have a business? All of sell something or the other in the flea market, online, in the classifieds, etc. which is your business. Give your name as the business name since you are the sole proprietor.
Don't forget to cancel the card before the first year is over so that you avoid paying the annual fees. My suggestion would be to convert it into any fee-free card, having an additional line of credit never hurts.
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